When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one. Choose payment plans from 3, 6, 12, 18, 24 or 36 months.

How it Works

1. Fill your cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

2. Choose how you pay

Pick the payment plan you like best—from 4 interest-free payments every 2 weeks to monthly payments up to 36 months. You’ll never pay more than you agree to up front. See footer for details.

3. Pay over time

Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders. 

What brands are eligible for Affirm?

Accutron, Alpina, Baume et Mercier, Bulova, Citizen, Frederique Constant, G-SHOCK, Hamilton, Junghans, Longines, Maurice Lacroix, MeisterSinger, Mühle Glashütte, Seiko, Sternglas, Timex, and Tissot products are all eligible for Affirm financing. If you are unsure if the product you are viewing is eligible for our Affirm financing, note that all eligible products will have the Affirm logo under the product's title on its product page.

With Affirm, you always know exactly what you'll owe and when you'll be done paying.

Transparent; Affirm tells you up front the total amount you’ll pay. That number will never go up.

Flexible; You choose the payment plan that works for you. Our smart checkout gives you options.

Fair; Affirm won’t charge you late fees or penalties of any kind, ever.

Your rate will be 0% APR or 10–36% APR. For example, an $800 purchase might cost $73/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. If you return or cancel an order over $5,000 that has been submitted through Affirm, it will incur a $500 restocking fee. For watches of higher value, we recommend you call (216) 208-6736 and speak with a watch advisor to consult with your during the buying process.